Author

About the Author
Malcolm Ethridge is a CERTIFIED FINANCIAL PLANNER™, speaker, blogger, and self-proclaimed personal finance nerd. His areas of expertise include retirement planning, investments, tax planning, insurance, equity compensation, and other executive benefits. He leverages that expertise to help senior managers and executives in tech make sense of some of the most complex financial situations that working professionals tend to face.

29. Cultivating the Next Generation of Black Tech Leaders With Clinton Browning

Traditionally, companies source their executive teams and boards of directors solely through their existing networks of employees, investors, friends or family. This tends to lead to companies being led by groups who are not very reflective of their wo…

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28. Malcolm’s 10 Financial Commandments

There is no shortage of thoughts and opinions out there when it comes to managing your personal finances and making smart money moves. However, not all financial advice is created equal. Some is meant to entertain, some is meant to inspire,

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27. Non-Traditional Ways to Fund Your Startup with Doll Lank

Are you considering launching a start-up but unsure how you’ll come up with the funding? Are you currently looking at options to bring to life the next stage of your business and grow? A ROBS transaction might be the answer you’ve been looking for.

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26. Teaching Financial Literacy Through Technology with Evan Leaphart

Your credit is important, and it is something that is going to either propel you toward or hold you back from financial independence. So why is that so many people know next to nothing about how credit scores work? In this episode,

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Changing Jobs? You May Want to Take Your 401(k) With You

If you recently changed jobs or are currently considering an offer for a new one, you have probably thought about your new salary and benefits package, the commute, and perhaps even how you will reward yourself for a job well done. However, there is a good chance you may not have given much thought to…

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Own Company Stock Inside Your 401(k)? Here’s Something to Be Aware Of

These days, companies must get creative about the ways in which they both compensate and motivate their workforce. One of the most popular practices is to offer employees opportunities to own company stock, essentially helping them take ownership of their work performance, whether good or bad. And one of the more popular ways companies support…

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[Bonus Episode] Office Hours: Using Gift Funds from a relative to Help Qualify for a Mortgage

Typically, when a person is applying for a new loan, they will be asked to provide statements from any bank accounts or investments as a means to show the lender where their down payment will come from when it’s time to close on the loan.

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[Bonus Episode] Office Hours: Is it Possible to Qualify for a New Mortgage as a Retiree?

When a person retires, conventional wisdom tells us that since they no longer have an income, there’s no way they can pay back a loan – and thus, no bank would be willing to offer them a mortgage. But is that always the case when it comes to purchasing…

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[Bonus Episode] Office Hours: The Advantages (and Disadvantages) of Refinancing Your Home’s Mortgage

These days, not only are we experiencing record low interest rates, we are also seeing home prices that are constantly on the rise. And this has created a perfect storm for people wanting to refinance their mortgage – for a number of reasons.

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[Bonus Episode] Office Hours: The Difference Between Borrowing to Buy a Primary Residence vs a Second Home

Recently, you too may have experienced the feeling that everyone else but you has a beach house. And you may be wondering how it’s possible that the people you know can afford to purchase a beach house while they’re still paying off the mortgage on the…

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How to Save for Retirement as a One Income Household

When a couple makes the decision to live exclusively on the salary of one spouse or partner, they may take the time to review their monthly cash flow and cut out any unnecessary expenses prior to making it official. However, a topic that is likely to be put on the back burner is the issue…

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Here’s How to Know Whether to Self-Prepare Your Taxes or Hire a Professional

Every year, somewhere between January 1st and April 15th, millions of Americans work their way through the five stages of grief as they prepare and file federal and state tax returns with the Internal Revenue Service (IRS). And although, for a very small few, this time of year can bring about feelings of elation, for…

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Time to Negotiate Your Next Pay Increase? Ask for Stock Instead of More Cash

If there is one thing that workers of all job types across every industry can agree on, it is that they could always benefit from having more money in their paycheck. It does not matter how much a person currently makes or the amount of it they actually spend; there is always room for more….

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Ways to Make Your Charitable Giving Count Come Tax Time

When it comes to managing personal finances, charitable giving is a well-established tool often used to assist individuals and small businesses with year-end tax planning. With strategic and well-timed donations, you can minimize tax liability while supporting the causes you hold dear. Traditionally, people consider charitable giving simply as writing a check to a few…

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